The fund combines a multi-asset approach with a focus on capital preservation and sustainability:
The management of our fund is based on the aforementioned investment philosophy. Focused, active and consistent management is our core premise.
Our investment concept is based on an absolute return approach. To generate a positive absolute return over the long term, including strict risk criteria, the fund will primarily invest in fixed-income securities from issuers domiciled in Europe. Moreover, assets permitted by investment conditions can be used to achieve these goals.
Apart from its diversification, it also features active allocation management, the strict budgeting of risk positions at both fund and individual stock level and flexible position size control.
The funds will invest primarily in securities from issuers who manage their business sustainably. Sustainability here implies a future-proof corporate policy, which operates with the strategic inclusion of economic, environmental and social aspects. The focus here is on the objective of ensuring long-term business success and sustainable growth, taking into consideration man and the environment. In making investment decisions, the company relies on the sustainability ratings from oekom research AG. The following are defined as exclusion criteria:
- Green genetic engineering
- Animal experiments
The fund management focuses on investments in fixed income securities, equities and currency positions, which offer an attractive balance between risk and return.
The bond share is made up of a broad basket of government bonds, covered bonds, corporate bonds and financial bonds. The equity ratio generally remains between 10 % and 15 %. The focus is on investments in European issuers.
This risk indicator is based on historical data; a prediction of future developments is therefore not possible. The classification of the fund may change in future and does not represent a guarantee. Even a fund that is classified in category 1 does not represent a completely risk-free investment.
The fund is classified in category 4, as its share price fluctuates moderately and therefore the chance of making a profit, but also the risk of loss, can be moderate. When classifying a fund in a specific risk class, it is possible that not all risks are taken into account due to the calculation model. A detailed description can be found in the 'Risk factors' section of the prospectus.